Terms of Service

1. Acceptance of Terms

By accessing and using BankStatementFlow ("Service"), operated by BankStatementFlow Inc. ("Company", "we", "us", or "our"), you accept and agree to be bound by the terms and provision of this agreement.

2. Service Description

BankStatementFlow provides AI-powered document processing services, specifically designed for analyzing and extracting data from financial documents including bank statements, invoices, and receipts. Our service uses artificial intelligence and machine learning technologies to automate document processing tasks.

3. User Accounts

3.1 Account Creation

To use our Service, you must create an account by providing accurate, complete, and current information. You are responsible for safeguarding your account credentials and for all activities that occur under your account.

3.2 Account Security

You agree to immediately notify us of any unauthorized use of your account or any other breach of security. We cannot and will not be liable for any loss or damage arising from your failure to comply with this security obligation.

4. Service Usage

4.1 Permitted Use

You may use our Service only for lawful purposes and in accordance with these Terms. You agree not to use the Service:

• In any way that violates any applicable federal, state, local, or international law or regulation
• To process documents containing information that you do not have the right to process
• To attempt to gain unauthorized access to our systems or networks
• To reverse engineer, decompile, or disassemble our Service

4.2 Content Responsibility

You are solely responsible for the content of documents you upload to our Service. You represent and warrant that you have all necessary rights to process the information contained in your documents.

5. Data Processing and Privacy

5.1 Data Handling

We process your documents using secure, encrypted systems. All document data is automatically deleted from our servers after processing is complete, unless you specifically request otherwise.

5.2 Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the Service, to understand our practices.

6. Subscription and Billing

6.1 Subscription Plans

We offer various subscription plans with different features and usage limits. Current pricing and features are described on our website and may be updated from time to time.

6.2 Payment Terms

Subscription fees are billed in advance on a monthly basis. All fees are non-refundable except as expressly set forth in these Terms.

6.3 Auto-Renewal

Your subscription will automatically renew unless you cancel at least 24 hours before the end of the current billing period.

7. Intellectual Property

7.1 Our Rights

The Service and its original content, features, and functionality are and will remain the exclusive property of BankStatementFlow and its licensors. The Service is protected by copyright, trademark, and other laws.

7.2 Your Rights

You retain all rights to your original documents and processed data. We claim no ownership rights over your content.

8. Service Availability

We strive to maintain high availability of our Service but cannot guarantee 100% uptime. We reserve the right to modify, suspend, or discontinue the Service at any time with reasonable notice.

9. Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall BankStatementFlow, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Service.

10. Indemnification

You agree to defend, indemnify, and hold harmless BankStatementFlow and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees).

11. Termination

We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

12. Governing Law

These Terms shall be interpreted and governed by the laws of the State of Delaware, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

13. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect.

14. Contact Information

If you have any questions about these Terms of Service, please contact us through our contact page.